OPEN A DUTCH BANK ACCOUNT
In the Netherlands you cannot pay with credit cards everywhere. Therefore it is very convenient to open a Dutch bank account. International money transfers are usually very expensive and take days to process. Also, credit cards are not widely accepted. With the debit card you receive when opening a Dutch bank account, it is easy and free of charge to pay at supermarkets, cafes and restaurants.
SEPA
Are you a citizen from a EU country with the euro as currency? Since the introduction of the Single Euro Payments Area (SEPA ), it is possible for Dutch companies to collect money from a foreign bank account. In this case, it might not be necessary to open a Dutch bank account.
You need a Dutch bank account for e.g.:
- automatic monthly payments of your tuition fee
- a Dutch phone subscription with automatic payment per month
- reimbursement of your immigration deposit.
Which bank should I choose?
You can open a student bank account with a bank branch of your choice. The biggest banks, with information in English, are:
Online application possible, but to complete the opening of your bank account, you will need to meet a handler in person. This can also be at your residence. See the information in this pdf (download).
What to prepare:
- A valid passport or EU ID card
- Proof of enrolment of the AUAS or your AUAS student ID card
- Your Tax Identification Number
- Your BSN is optional but you must submit your BSN within 6 weeks
- Application Form international student 2020 (pdf download)
Find more information on the ABN AMRO website
You can make an appointment online at ING . To complete the opening of your bank account, you will need to visit one of their desks. Find more information about how to make an appointment in this flyer (pdf download). What to bring:
- A valid passport or EU ID card
- Proof of enrolment of the AUAS
- An original extract from the Personal Records Database (BRP)
- Your BSN or if you do not have one you Tax Identification Number (TIN)
Find more information on the ING website
Online application possible, but for selected nationalities only. With Bunq you will have to provide your BSN number within three months and you can make an online appointment. What to bring:
- A valid passport
- Your residence permit ( the IND letter is not sufficient)
It can take some time to register with your municipality and get your BSN number. If this takes longer than six weeks, you might want to open a bank account with Bunq.
Find more information on the Bunq website