Amsterdam University of Applied Sciences


In the Netherlands you cannot pay with credit cards everywhere. Therefore it is very convenient to open a Dutch bank account. International money transfers are usually very expensive and take days to process. Also, credit cards are not widely accepted. With the debit card you receive when opening a Dutch bank account, it is easy and free of charge to pay at supermarkets, cafes and restaurants.

What if I have to self-quarantine?

You can already start your online application for a bank account. However, you cannot have an appointment in person with a bank office during your quarantine period.


Are you a citizen from a EU country with the euro as currency? Since the introduction of the Single Euro Payments Area (SEPA ), it is possible for Dutch companies to collect money from a foreign bank account. In this case, it might not be necessary to open a Dutch bank account. Contact your own bank for more information.

You need a Dutch bank account for e.g.:

  • automatic monthly payments of your tuition fee
  • a Dutch phone subscription with automatic payment per month
  • reimbursement of your immigration deposit.

Which bank should I choose?

You can open a student bank account with a bank branch of your choice. The biggest banks, with information in English, are:

You can start your online application for an ABN AMRO Student Package here . To complete the opening of your bank account, you will need to visit a service desk. After you have applied online for a Student Package, you will receive an e-mail from a local ABN AMRO employer for an appointment at the nearest local office.

To prepare, please first download and read:

Documents needed:

  • A valid passport or EU ID card
  • Proof of enrolment of the AUAS or your AUAS student ID card
  • Your Tax Identification Number (If you have to pay taxes in your home country)
  • BSN within 6 weeks after opening your bank account
  • Application Form international student 2021
  • Declaration of consent + copy pf passport/ID parent/legal guardian (for students younger than 18)

You will receive your bank card, pin code and activation code within 5 working days.

  • You can make an appointment online at ING
  • To complete the opening of your bank account, you will need to visit one of their desks.
  • Brochure what to bring (PDF download)

  • Full online application possible, but for selected nationalities only
  • What to bring:
    • A valid passport
    • Your residence permit ( the IND letter is not sufficient)
  • As with the other banks, you will need to provide your BSN, but Bunq allows you up to 3 months to do so
  • Find more information on the Bunq website

Published by  Student Affairs 19 January 2021