Amsterdam University of Applied Sciences

Bank Account

Your financial affairs should run smoothly if you open a bank account in the Netherlands. Credit cards are not everywhere accepted and international money transfers are usually very expensive and take days to process. With the debit card you receive when opening a Dutch bank account, it is easy and free of charge to pay at supermarkets, cafes and restaurants.


Are you a citizen from a EU country with the euro as currency? Since the introduction of the Single Euro Payments Area (SEPA) it is possible for Dutch companies to collect money from a foreign bank account. In this case, it might not be necessary to open a Dutch bank account.

You need a Dutch bank account for e.g.:

  • automatic monthly payments of your tuition fee
  • a Dutch phone subscription with automatic payment per month
  • reimbursement of your immigration deposit.


You can open a student bank account with a bank branch of your choice. The biggest banks, with information in English, are:

Online application possible. See the information in this pdf (download).
What to prepare:

  • A valid passport or EU ID card
  • Proof of enrolment of the AUAS or your AUAS student ID card
  • Your Tax Identification Number
  • Your BSN is optional but you must submit your BSN within 6 weeks
  • Application Form international student 2020 (pdf download)

See more information about ABN AMRO

At the ING it is not possible make an online appointment. You have to make an appointment at an ING office. Find more information about how to make an appointment in this flyer (pdf download). What to bring:

  • A valid passport or EU ID card
  • Proof of enrolment of the AUAS
  • An original extract from the Personal Records Database (BRP)
  • Your BSN or if you do not have one you Tax Identification Number (TIN)

See more information about ING

Online application possible, but for selected nationalities only. With Bunq you will have to provide your BSN number within three months and you can make an online appointment. What to bring:

  • A valid passport
  • Your residence permit ( the IND letter is not sufficient)

It can take some time to register with your municipality and get your BSN number. If this takes longer than six weeks, you might want to open a bank account with Bunq.

See more information about Bunq
Published by  Student Affairs 13 August 2020